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The key to picking the right school begins with a definitive self-assessment: One may have a lot of talent and even their own special design style, but without proper structured training, your abilities will likely remain underdeveloped. Don’t downplay the importance of contacts that you make during college.

The school you attend greatly determines your career success. There are some major considerations to take into account when choosing a fashion design school.

1. Cost: Maintain quality while staying under budget, remember that altough price is very important it’s not everything.
2. Area of specialization: Choose wisely your area of specialization, because you will be a better designer if your school focuses on your field of specialization.
3. Curriculum: You want to know how the different schools you’re considering compare to each other in terms of courses offered. Invest some time here, you won’t regret it.
4. Ratio of Instructor to Students: A small class is most preferable, in a chosen school, since each student will receive more individual attention.

These are only four of the many points to think about when you are deciding on a fashion design school. As we have suggested, do your research and the best place for you will soon become evident.

Applying for Social Security Disability benefits can be a lengthy process. Disability claims are taken by your local Social Security office and then transferred to a State disability agency for evaluation. Here is all you need to know about the timeframes when applying for disability benefits.

The first step to apply for disability benefits is to schedule an appointment with your local Social Security office or submit your application online. It can take as long as two weeks to get an appointment date depending on how busy the Social Security office is in your area. You can apply online at Social Security’s website; regardless of the method of your application you will need to provide proof of citizenship or legal residence for your claim. You will also need to provide the names and address of any doctors, hospitals, or clinics you have been seen at so Social Security can request records to support your claim.

Once you have submitted your application the local Social Security office will take about thirty days preparing it for transfer to your State’s disability agency. Your disability is evaluated by an agency of your State’s government called Disability Determination Services; this agency takes an average of 120 days to evaluate your medical evidence and make a determination.

If you receive a favorable decision on your disability claim from the State, your claim will be transferred back to Social Security and sent to a regional payment center to be processed for payments. Social Security payment centers do not take telephone calls from the public; they simply process payments, so you will not be able to contact the payment center for status updates. This payment center will typically take 60 days to finalize processing of your disability claim before you will receive an award letter and your first check.

As you can see, applying for disability benefits can be a lengthy process. Social Security can take as long as seven months to get you a check. If you have a medical condition that is expected to result in your death you can speed up the process by identifying yourself as a terminal patient when you schedule your application appointment. To learn more about applying for disability benefits visit the website “Social Security Laid Bare” using the links below.

Jack Burton specializes in helping people understand Social Security programs for Retirement, Medicare, Supplemental Security Income (SSI), and Disability Benefits. The website Social Security Laid Bare presents information on all of Social Security’s programs in an easy to read format, without technical jargon. For more information visit Social Security Laid Bare: http://www.socialsecuritylaidbare.com

Individual sales people, as well as sales managers and business owners, all share the same concern. How to sell more without burning everyone out, or paying too much for marketing.

That’s a dilemma that has certainly been solved, quite scientifically, and I’d like to share it with you now …

Executive Summary

Everyone knows that 95% of businesses fail within 5 years. Not so many people realize that even in the top 500 businesses in the world, within 2 years if history is any judge, more than 50% of them won’t be there!

So size is no guarantee of survival, let alone success. To survive, a business must continually grow its sales, and the only way it can do that is to remain relevant to the market, and retain the capacity to communicate its relevance in a meaningful way.

Whereas one of our previous reports covered this question from the business marketing perspective, this short report now looks at how the sales person should integrate his/her own activities in order to leverage the whole sales process!

It’s true that the notes provided in this report are necessarily simplistic - such a subject demands a book! But at least by reading you’ll see the steps that are required, and you’ll certainly be able to make positive changes that will result in a better understanding of what it takes to achieve your sales goals, together with some solid steps to get there.

You Need to Understand, Much More Precisely, What Parts of What You Do Actually Work

We have shown over and over again that in every business there is a Unique Selling Equation (USE) that provides a kind of secret recipe for success.

Via brainstorming, either in-house with your team, or perhaps even by sitting and analysing the return on each sales activities you engage in, you too can discover that predictive USE.

This automatically achieves 2 important agendas.

• Firstly most sales people find they save an enormous amount of time that they were previously spending on unproductive activities. It’s very important to literally dump activities that don’t “earn their keep”!
• Secondly, once you have an equation that gives a predictable result, you have complete control over sales levels.

Do the Important Things More Often

This might sound simple but in fact it actually describes a cycle:

Schedule it >>> Track it >>> Analyse it >>> Refine it >>> Schedule it, etc.

For this to work, it means that there must be a documented system and that system is inviolable. For instance if you have scheduled in a crucial activity like networking, you don’t go booking a client for that time!

Why? Because if you keep allowing clients to book over the top of scheduled selling activities, you’ll soon run out of clients! A client who doesn’t understand that is sabotaging your business, and that’s as bad as winning a client who doesn’t pay!

Sure, from time to time it’s a necessity, but only in an emergency, such as a client leaving the country and needing to see you NOW. Don’t allow your schedule to be upset because you’ll literally “ruin the recipe” for reaching your sales goals.

Do it Better

To be more effective you must, without doubt, commit to being a learner. In particular give your attention to:

1. Learning more effective ways to describe your product or service.

   This means getting inside the mind of your client and really understanding the true reasons he or she is buying from you. It also means understanding and using the exact same language as the client. To get a better handle on this, take a look at our free report “Why Better Marketing Strategies Add Up to More Customers Calling YOU”.

2. Learn to understand body language and other non-verbal communication from the client, so well that you can:

• Gain fabulous rapport even with tough clients
• Identify an objection coming even before the client is aware of it and “cut it off at the roots”
• Respond appropriately to more and more subtle buying signals
3. Dump “closing” and substitute “wrap-ups” instead.

   These are much more natural and respectful ways of completing the sales transaction. Trust me, people are sick to death of closes, which often didn’t work anyway. In addition many of them were quite offensive to the intelligence of the listener!

4. Learn how to replace cold calling by finding out how to get masses of interested and qualified clients calling YOU.

   There are so many strategies to achieve this, and I recommend the above report, as well as our article on intelligent networking, also available free from our web site, in order to achieve this step. It’s much easier than you think!

It Doesn’t Have to Cost a Fortune to Get This Knowledge!

Believe it or not, all of this and very much more is contained within what is the most up-to-date, and also the cheapest, book on intelligent selling that you could possibly consider buying. Hot off the presses is “How to Double Your Sales in 30 Days - and Keep Doubling Them”.

This incredible 127-page manual comes complete with assignments for your progress, case studies, trouble shooting, and even tracking pro-formas to get the quantification/systemisation part down pat.

If you want, you can even get on-line personalised help, not only from me but from a working party of peers. If you’re a business owner or sales manager, there’s even a special forum just for you to deal with issues relating to team management and development.

Take a look at the contents and see for yourself by visiting http://www.speedbusinessnetworking.com/speedbook.html/.

Please let me know what you think!

Christine Sutherland is the CEO of Speed Business Networking, a membership-based site dedicated to providing hands-on help to SME’s who are seeking a more immediate and responsive alternative to expensive consulting services.

Dating and saving money. For many, the two concepts don’t equate. There’s an automatic reaction for most when suggesting the two together that the person paying is trying to be “cheap” and the resulting date will naturally have the same feel. Contrary to popular belief, however, dating doesn’t have to be expensive to be fun, entertaining and memorable. It doesn’t even have to take a whole lot of extra preparation time. What it does take is a little imagination and breaking from the typical date routine. You have to be willing to think beyond dinner and a movie and be willing to try something new for a change. Here are 15 inexpensive dating ideas: 10 for anyone plus 5 for the adventurous.

Natural Scenery: The beauty of nature is all around us and it doesn’t cost a dime. Whether it’s a trip to the beach, a walk in the forest or a search into a cave, it can be done together for practically nothing. Take the time to find the natural scenic spots in your area and utilize them for your dates.

Sports: If you and your date are both athletic, sport activities together can be a great way to spend your time. Play a set of tennis, jog in the park, toss a Frisbee about, play catch with a baseball or football or shoot some baskets. Whichever you choose, you can spend quality time at minimal cost and get some exercise in, too.

Picnic: Picnics are great for dates because they can be taken along wherever you plan to go for the day and they cost a fraction of going out for a meal. They also can be made as casual or as romantic as you want. Take a casual picnic meal, add some cheese & wine along with a red rose and the picnic instantly takes on a romantic feel.

Historic Places & Buildings: It seems the only time people go looking at the historic landmarks near where they live is when visitors come from out of town. Many of these historic or culturally significant spots have no or small entrance fees and make a great place to go on a date. You also get to learn more about the area you live.

Meal/Evening At Home: Cook up a meal at home and spend the evening watching movies or some other activity such as a board game. The meal most likely will be better than at a restaurant and the evening will cost a fraction of what going out to dinner and a movie would cost. Cook the meal together to spend even more time together, or do it yourself as a special surprise.

Memory Album: Take your camera or purchase an inexpensive disposable camera and make a day of taking photos together. Make a theme for the day if you want or just take any crazy photo that comes to mind. Once finished, get the photos 1 hour processed and create a memory album together for the day that will live on forever.

Museums: If you have museums in your area, they can be an excellent place to enjoy an inexpensive date. Admission prices are usually reasonable and often they have discounts for those attending a number of events over the year.

Learn A New Skill: Gather some information on a skill you always wanted to learn and spend a day practicing it together. It could be a day of learning card tricks, learning how to juggle or learning to make bird calls. Any skill you have always wanted to try can make a fun and interesting date.

College Events: If you live near a college or university, utilize their resources for your dates. Guest lectures, music recitals, art exhibitions and plays are common and are often free of charge. The quality can be excellent and the variety enormous.

Hobby Together: you can set a regularly scheduled date if the two of you have a hobby you both enjoy. You can look in the local community newsletter to see if there are classes being offered in something that interests both of you. These classes are usually quite inexpensive and the two of you can enjoy a few hours each week together learning something new.

For those who are looking for an inexpensive date with some adventure involved, here are five more options that are sure to make the evening memorable:

Local Thrift Shop Date: Plan a date someplace where there are a lot of people. Before going, head down to the local thrift shop together. Once there, specify a small amount of money to purchase clothing or accessories for the other and both head off in different directions. The goal is to find items the other has to wear for the rest of the day/evening within the price specified. The entertainment is seeing the reaction from all the people who see your new outfit as you wander the crowded area.

Follow Them Date: As the two of you meet, you look around and pick somebody out on the street. The date is to follow that person where ever he or she goes. Once that person has stopped or you can no longer follow them, pick another person to follow. Your bound to have loads of laughs as you attempt to stay with your designated guide.

Scavenger Hunt Date: When your date arrives, have him or her make a list of what he or she considers to be 20 unusual items. Once the list is made, the date will be to try and find as many of those items as possible.

Truth Or Dare Date: Pick some spots in your area to visit, but play truth or dare along the way. It doesn’t really matter where you go since the entertainment is doing the various dares that the other gives in addition to telling all the truths.

Bag Of Dates: Put each of the dates I just mentioned, plus any others that you come up with, onto a separate sheet of paper and place them in a bag. When your date comes to the door, have him or her reach inside and choose a piece of paper. Whichever one is chosen is your date for the day/evening.

Copyright (c) 2004, by Jeffrey Strain

This article may be freely distributed so long as the copyright, author’s information and an active link (where possible) are included.

A complimentary copy of any newsletter or a link to the site where the article is posted would be greatly appreciated.

About The Author

Jeffrey Strain has published hundreds of money saving articles and the creator of the Daily Money Saving Challenge Program. He is the co-owner of http://www.savingadvice.com — a website dedicated to saving you money.

savingadvice@gmail.com

Camps have long been a rite of passage for children. It’s never
too early to research productive and fun activities for our
kids. These explorations help develop confidence in our children.

Here is a Top 10 checklist to get started. Find answers to these
questions by writing, calling, visiting the camps, seeking
referrals, or surfing the camp’s website.

1. Director: Does the director seem to care about and understand
kids? What are his or her qualifications and experience?

2. Staff: Does the camp have enough staff members to back up the
counselors? What are the staff and instructors’ qualifications?
Do they support the objectives of the camp? Can the teachers
relate to the students? What training occurs for staff and
counselors before the camp opens? How long is the training
period? Are there pre-camp training opportunities for staff and
counselors during the year?

3. Counselors: What is the camper to counselor ratio? How old
are the counselors? Are there any special qualifications
required to work at the camp? Does the camp have a junior
counselor or counselor-in-training program?

4. Objectives: What are the objectives of the camp? Are the
objectives carried out in the activities of the camp?

5. Flexibility: Are the camp’s programs flexible? If your child
has already had a particular course or activity, is it possible
for him or her to attend an alternate activity?

6. Balance: Does the camp allow for a balance between learning
and fun? How is the camp structured for the hours after classes
or activities?

7. References: Do campers who have been there before recommend
the camp? How about parents of campers who have been there? What
do they say?

8. Resources: Does the camp have a nurse, EMT, or doctor on-
call? Are emergency procedures taught to counselors and staff?

9. Orientation; Do the campers get a chance to know each other
and their counselors a little before the camp moves into full
swing?

10. Accreditation: Is the camp accredited by the American
Camping Association or another camping association?

Once upon a time, telemarketing was a relatively new thing. The idea of people calling you up at your home to try to sell you something was unheard of, but it quickly became very profitable. Suddenly, there were telemarketing companies popping up all over the place. It was no longer safe to answer your phone. People were starting to get annoyed, to put it mildly.

To the rescue came congress and the beginning of telemarketing laws as we know them today was just on the horizon.

Congress actually got into the act in 1991. What they did was pass an act that granted consumers certain rights to defend themselves against these annoying telemarketing calls, no offense to those in the industry. One of the things they did, which was actually a work of genius, was to write up what was called an anti telemarketing script for consumers to use when receiving a call they suspected was a telemarketer. In this script they would ask questions like, “Are you calling to sell me something?” “Can you tell me your full name?” “Can you tell me the company name?” “Do they have a do not call list?” “Can you put me on that list?” If they answer no to any of these questions then you can legally sue them.

Congress was finally going to take a proactive role against annoying telemarketing calls. In addition to the script, obviously there had to be laws put in place. Unfortunately, congress didn’t have control over the telephones. This was an FCC matter. So the best congress could do was to go to the FCC and ask them to solve this problem, giving the FCC their suggestion to set up a national database of telephone numbers of all consumers who wished not to be called by telemarketers.

However, the FCC had other ideas, which didn’t surprise anybody. After all, by reducing the number of calls made, this meant less money for the phone companies and certainly this was not in the FCC’s best interests as unhappy phone companies meant an unhappy FCC. Therefore, what the FCC proposed was, what they called a more “cost efficient” series of “company do not call lists”, which essentially put the burden of calling every company the consumer didn’t want to be bothered by, on the consumer himself. So either you had to call the company beforehand, which was pretty hard to do, or you had to wait for them to call you first. Yes, this was certainly a great solution that the FCC had, one that nobody but the telemarketers and the FCC liked.

However, it didn’t last long. Finally, ten years later, the FTC did what the FCC wouldn’t do. Because of the drop in long distance rates, calls from overseas from telemarketers started to become very common. Many of these were outright scams. This is when the FTC said, enough is enough and stepped in.

Basically, what the FTC did was make it so that some serious restrictions were put on calls coming in from automated machines. No longer could these machines be the whole call itself. At some point a real operator had to come on and if the consumer wished, he could ask the operator a number of questions and ultimately be put on a do not call list which would take care of calls for all companies, not just the one calling. If the company failed to do this, they were held accountable.

The law itself is pages long and there is no need to reprint it here. You can see this law online if you wish by going to the FTC web site. You can register there to be placed on the do not call list. Telemarketing companies have to pay a fee to get this list and if you are on it, they must not call you or be subject to heavy fines.

——————————————————-
Michael Russell
Your Independent guide to Telemarketing
——————————————————-

When rates start going up, you should look at locking in your rate.

One of the worst surprises can be getting to closing and finding that your interest rate has increased. In fact, many potential homeowners don’t have any room for increases in interest rates.

“Anytime rates go up, rate locks are an issue. If you don’t lock in your rate, then your rate is floating with the market,” explains Jack Guttnetag, finance professor emeritus at the University of Pennsylvania’s Wharton School.

Traditionally, locking in your rate is the lender’s guarantee that your mortgage carries a specific interest rate, points and other terms. Make sure that you get it in all in writing. Don’t just take the lender’s word that rates won’t go up.

The lock on the rate will be good for a specific amount of time. If you don’t close before the time is up, then you will be facing rising interest rates.

“This is mainly a problem with a home purchase because a home buyer has so much at stake and is at the mercy of the market price as defined by the loan officer. If you get to closing and find someone has been playing games and things are not what you agreed to and you don’t have a rate lock, you are in a vulnerable position. If you are refinancing, you have options. You don’t lose the house if you don’t close on the scheduled date,” said Guttnetag.

If interest rates fall during the lock period, you lose out on the decrease in rate. You may be able to rewrite your lock, but you should expect it to cost you extra.

Some lenders offer what is called a “float down” option that will grant you with a lower rate if rate fall. While most locks are designed for the borrower’s benefit, some may not, so make sure that you understand everything in the lock agreement before you sign.

The contract should include a lock on as many of the costs as possible, including the interest rate and points. It should include your name, the lender’s name, the effective date and rate, the lock cost, what rate and terms are locked, the expiration date and time and any post-lock options.

Check to make sure that the rate you are locking in is the rate that was quoted to you on your application.

The length of the lock should allow for the settlement, contingencies and potential delays. Most locks average 30 days, but you will find them from 15 to 60 days. Ask about the average time for processing your loan and get an estimate from your agent on how long closing should take.

Once you lock in the rate, you need to make sure that you are approved and closed before the contract expires. If you have a floating lock, make sure that you keep your eye on the market to see if it has gone down.

A lock will cost you money. Like a mortgage, shop around for the terms and the cost. Some lenders will charge you even if you don’t close on the mortgage with an up-front fee. Others charge a fee at settlement. It could be a flat fee, a percentage of the mortgage amount, a fraction of a percentage point or a higher interest rate. The cost could vary depending on the lock, the options you choose and the mortgage program.

Martin Lukac, represents http://www.RateEmpire.com, a finance web-company specializing in real estate/mortgage market. We specialize in daily updates, rate predictions, mortgage rates and more. Find low home loan mortgage interest rates from hundreds of mortgage companies! Visit http://www.RateEmpire.com today

Here is a useful guide to bankruptcy. It should be noted that bankruptcy is not to be entered into without first having sought professional advice.

Bankruptcy is seen as the last resort. Bankruptcy is perceived to be the only way to escape the ever-constant demands for payment by bill collectors and credit companies alike.

Bankruptcy is not something that should be rushed in to. Certainly there are times when it can be very useful, but there are other times when declaring bankruptcy would be a big mistake.

The purpose of bankruptcy is to convert your possessions, and any wages you receive, into lump sum and instalment payments for creditors. A debtors purpose to apply for their own bankruptcy is to form a moratorium (a group of creditors) to agree part repayment of all outstanding debts, and when the agreed repayment has been met, to have a ‘clean slate’.

The constraints which are put upon you once you are declared bankrupt make it only a viable option in the most extreme of cases. It is more likely that an Individual Voluntary Arrangement will be the answer to severe debt problems, since it provides much of the relief offered by bankruptcy but without the severe constraints which bankruptcy imposes.

Individual creditors cannot take action against you. They must make a claim through the ‘trustee’ (the name of the person who controls a bankruptcy) or write off their debt.

When appointed the trustee will advertise your demise in a number of newspapers to give all of your creditors a chance to make a claim against the bankruptcy.

It is also the responsibility of the bankrupt to make an honest list of all creditors: as a bankruptcy is also a chance to start again the bankrupt should ensure every creditor is notified. Not that a creditor could make a claim against you after a bankruptcy, but it will get all your creditors of your back.

A bankruptcy order takes precedence over all other forms of debt recovery. All creditors have the right to be included in the list of creditors, and benefit from any payment arrangement.

If you own your home you would be fortunate to keep it. You can keep household ‘essentials’ such as, bed, fridge, heating appliances but not, TV’s, video recorders, computers - unless used for work, or used to get work.

All ‘tools of trade’ are protected, but will be scrutinized.

A bankruptcy will normally last until the third anniversary of the bankruptcy order. During this time you are not allowed to hold a public office, become a company director (or in all but name run a business) and you must not apply for credit over £250 without notifying the lender of your bankruptcy.

Your credit file will show your bankruptcy for six years from the bankruptcy order.

You may freely reprint this article provided the author’s biography remains intact:

About The Author

John Mussi is the founder of Direct Online Loans who help UK homeowners find the best available loans via the http://www.directonlineloans.co.uk website.

(ARA) - Even Scrooge wouldn’t dare say “bah humbug” to a dazzling display of holiday lights. He’d be even happier if he didn’t have to string the lights himself, and there are a growing number of companies that specialize in doing just that.

The past few years have seen a trend of people turning to professional installers to deck their halls with eye-popping home light displays. While for some individuals and families, putting up the outdoor holiday decorations is a cherished tradition, for many others it is a dreaded winter chore. These folks would rather avoid the frustrations of burned out strings of lights, working in freezing temperatures and climbing tall ladders perched on icy sidewalks.

“People who use our service choose it for a variety of reasons,” says Kevin York, vice president of Christmas Decor, a Texas-based company that specializes in holiday lighting displays for homes and businesses nationwide in 47 states and Canada. “Bad weather, hard-to-reach spots, safety factors and limited time are all reasons we hear from our customers.”

Hiring a professional lighting installer not only saves headaches, it also makes for a more polished look. “Our dealers go through an intensive training process that teaches them design principles as well as technical requirements,” says York. “Untrained individuals can’t compete with the crisp and clean look of professional installation.”

Working with a professional lighting installer gives homeowners a variety of options, from simple to spectacular. For example, Christmas Decor dealers will provide customers with plans, similar to blueprints, with different design ideas. “We usually start with lights on the house and then add on from there,” says York.

Other options include decorating windows, and adding landscape lighting such as staked lighting or luminaries along walks, flowerbeds and driveways. Garlands, wreaths and bows are available for ornamentation that stands out during daylight hours. Often, customers will start out simple the first year and then add on to their design in following years. “We work with the homeowner to decide what they really like and what fits their budget,” says York.

Christmas Decor will install lights their customers already own, or customers can buy professional-grade lights from the company. “We have heavy duty commercial type bulbs that last 3,000 hours; most bulbs purchased in the store last only about 600 hours,” says York. His company will maintain the lights the first year for customers who purchase lights through their dealer, even replacing burned out bulbs. Professional installers also take down the decorations after the holidays and will store them if the customer prefers.

Clear lights are the overwhelming top choice among customers, but colored lights are especially popular among families with kids. Adding color to the design also helps differentiate one house from another if a number of homes in a given neighborhood are professionally decorated.

Sounds good, but what would Scrooge say about the cost of hiring a professional lighting installer? The cost depends on the size of the home and how elaborately it is decorated. The average decorating job runs between $900 and $1,300. But the cost can start as low as $300 to $400. The first year tends to require the biggest investment, as customers usually opt to purchase the lights. Then the cost for the second year is about half of the first year’s price.

“Whatever amount a customer feels comfortable spending, we will make sure their house looks great,” York promises. Christmas Decor has 350 dealers in the U.S. and Canada. To find a dealer near you, visit the company’s Web site at www.christmasdecor.net.

Courtesy of ARA Content

About the author:

Courtesy of ARA Content

Inertia. Even the word sounds like a disease. No, it isn’t literally a disease but it is one figuratively. Simply defined inertia is: resistance or disinclination to motion, action, or change. For those of us who are stuck in a job we hate, inertia can sap our energy, drain our lives of joy, and make us miserable to be around. The following 5 tips will help you make the changes necessary to bury your inertia.

1. Update your resume. Yes, you read it right. More than likely one of the accuses you have is that your resume is woefully outdated. Pull it out, look it over, and make the changes. Most importantly ask yourself, “Am I proud of my most recent accomplishments?” Probably not!

2. Start dreaming. You probably already have imagined yourself working outside of your current place of employment. Now is the time to visualize what you want to do. Is it a career change? Do you want to go work for the competition? Do you want to start your own business? Write down your dreams and aspirations and start investigating your options.

3. Widen your circle of friends and associates. Chances are the people you associate with are “enabling” you to stay in your miserable job. Should that be the case, expand your network of peers and start spending time with new people who have fresh ideas who will not hold you back. A positive attitude will vault you forward while negativity is a certain hindrance.

4. Set concrete goals. Telling yourself, “I want to have a new job next year,” is not a concrete goal. Plan out your “exit strategy” from your current job and your “entrance strategy” into your new job. Incorporate all the steps you will need to take to get that new job which can include: a refreshed resume, a wardrobe overhaul, weight loss/management, career coaching, and more.

5. Get fired. Well, not really. However, if in the meantime you do lose your job, look at it as a blessing in disguise. Sometimes we need a push in our lives to make the tough decisions we dread, or fear. You can always “fire yourself” by setting a deadline as to when you will leave your current job. Tell yourself now, “this job has ended,” and be prepared to get moving.

You have full control over your inertia and only you can decide what to do about it. It is time to move on. You know it, you really do.

Matt manages a web design/marketing company in North Carolina, USA. At one time Matt was overcome by inertia, but he began the journey away from it when he was laid off from his deadend job. Within weeks he started his new company and later, made an important geographical move that has stimulated him further. Today, he battles all temptations to be “stuck in a rut” and is constantly exploring new venues and challenging himself to greater pursuits. http://www.corporateflyer.net